# Rovezi

> Rovezi brings bank accounts, cards, spending and money owed between people and projects together in one calm, private workspace.

Rovezi is a private finance workspace for people, households and small projects in India, made in Jaipur. Balances come
from a balanced, append-only double-entry ledger in exact minor units (paise). It covers bank, cash and credit-card accounts
with opening balances; credit cards with shared limits, statements and card payments that are never counted as spending;
money owed between people (splits, settlements and a read-only share link a person can open without logging in); projects;
bills and recurring payments with due reminders; statement imports reviewed line by line; items and warranties; vehicles;
and reports. It installs as a web app (PWA) with optional offline viewing and supports passkey sign-in.

It does not connect to banks automatically, does not make payments (UPI, card or bank) and does not give investment advice.
It is free while in early access; there are no paid plans. The app itself is private and not indexed.

## Pages

- [Home](https://rovezi.tech/): overview of the product
- [Features](https://rovezi.tech/features/): accounts, credit cards with shared limits, people and share links, projects, bills, imports, items, vehicles, reports
- [Security](https://rovezi.tech/security/): authorization on every request, private documents, exact money, immutable ledger
- [About](https://rovezi.tech/about/): who makes Rovezi and why
- [FAQ](https://rovezi.tech/faq/): common questions about pricing, privacy, imports, sharing and offline use
- [Contact](https://rovezi.tech/contact/): how to reach us (support@mail.rovezi.tech)
- [Blog](https://rovezi.tech/blog/): articles about managing money clearly

## Legal

- [Terms of service](https://rovezi.tech/terms/): the terms of the service
- [Privacy policy](https://rovezi.tech/privacy/): what is collected and how to export, correct or delete it
- [Cookie policy](https://rovezi.tech/cookies/): the cookies and local storage used
- [Disclaimer](https://rovezi.tech/disclaimer/): what Rovezi is and is not (not financial advice)

## Blog

- [Introducing Rovezi: calm money for real life](https://rovezi.tech/blog/introducing-rovezi/): Rovezi is a private workspace for your accounts, cards, shared costs, bills and big purchases. Why we built it, what's inside and what it won't do.
- [The real cost of owning a car or scooter in India](https://rovezi.tech/blog/real-cost-of-owning-a-vehicle-in-india/): EMI, fuel, service, insurance, PUC, tolls and parking: how to work out what your car or two-wheeler really costs each year, and per kilometre.
- [Track warranties and big purchases so claims are easy](https://rovezi.tech/blog/track-warranties-and-big-purchases/): What to keep for every appliance and gadget, where warranty claims go wrong in India, and a simple checklist so your next repair is painless.
- [Never miss a bill: rent, EMIs, SIPs and premiums](https://rovezi.tech/blog/never-miss-a-bill/): A practical system for Indian households to stay on top of rent, EMIs, SIPs, insurance premiums and subscriptions without late fees or bounce charges.
- [Add-on cards and shared credit limits, explained](https://rovezi.tech/blog/add-on-cards-and-shared-credit-limits/): How add-on credit cards work in India, why two cards can share one limit, and how to track who spent what and settle up within the family.
- [Lending money to friends and family, and getting it back](https://rovezi.tech/blog/track-money-lent-to-friends-and-family/): How to lend to people you love without losing track or the relationship: write it down, agree on terms, log partial repayments and remind politely.
- [Credit card statement date vs due date, explained](https://rovezi.tech/blog/credit-card-statement-date-vs-due-date/): Learn how the billing cycle, statement date and due date work on Indian credit cards, and the simple habits that keep you from ever paying card interest.
- [How to split a Goa trip with friends, minus the awkwardness](https://rovezi.tech/blog/split-goa-trip-with-friends/): A practical guide to splitting a group trip fairly in India, with unequal shares, a worked example and the fewest transfers to settle up.
- [A simple monthly budget on a salary in India](https://rovezi.tech/blog/monthly-budget-on-a-salary-in-india/): Build a monthly budget from your in-hand salary: fixed, variable and annual costs, money for parents, an emergency fund and card spends that fit.
- [Why a finance app should never round your money](https://rovezi.tech/blog/why-exact-money-matters/): Floating point arithmetic quietly loses paise. Rovezi stores every amount as an exact integer and posts balanced entries for each transaction.
- [Splitting a bill without counting it twice](https://rovezi.tech/blog/tracking-money-friends-owe/): When you pay for friends, only your share is spending — the rest is money owed to you. How to record splits and settle up without double counting.
- [Your credit card limit is not money you have](https://rovezi.tech/blog/card-limit-is-not-money/): A card limit is borrowing capacity, not savings. How to read card outstanding, available limit and shared limits without fooling yourself.