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Introducing Rovezi: calm money for real life
Rovezi is a private workspace for your accounts, cards, shared costs, bills and big purchases. Why we built it, what's inside and what it won't do.
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Money notes for real life
Plain-spoken guides to shared expenses, credit cards, bills and the paperwork of everyday life in India — with worked examples in rupees.
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The real cost of owning a car or scooter in India
EMI, fuel, service, insurance, PUC, tolls and parking: how to work out what your car or two-wheeler really costs each year, and per kilometre.
Track warranties and big purchases so claims are easy
What to keep for every appliance and gadget, where warranty claims go wrong in India, and a simple checklist so your next repair is painless.
Never miss a bill: rent, EMIs, SIPs and premiums
A practical system for Indian households to stay on top of rent, EMIs, SIPs, insurance premiums and subscriptions without late fees or bounce charges.
Add-on cards and shared credit limits, explained
How add-on credit cards work in India, why two cards can share one limit, and how to track who spent what and settle up within the family.
Lending money to friends and family, and getting it back
How to lend to people you love without losing track or the relationship: write it down, agree on terms, log partial repayments and remind politely.
Credit card statement date vs due date, explained
Learn how the billing cycle, statement date and due date work on Indian credit cards, and the simple habits that keep you from ever paying card interest.
How to split a Goa trip with friends, minus the awkwardness
A practical guide to splitting a group trip fairly in India, with unequal shares, a worked example and the fewest transfers to settle up.
A simple monthly budget on a salary in India
Build a monthly budget from your in-hand salary: fixed, variable and annual costs, money for parents, an emergency fund and card spends that fit.
Why a finance app should never round your money
Floating point arithmetic quietly loses paise. Rovezi stores every amount as an exact integer and posts balanced entries for each transaction.
Splitting a bill without counting it twice
When you pay for friends, only your share is spending — the rest is money owed to you. How to record splits and settle up without double counting.
Your credit card limit is not money you have
A card limit is borrowing capacity, not savings. How to read card outstanding, available limit and shared limits without fooling yourself.