Add-on cards and shared credit limits, explained
How add-on credit cards work in India, why two cards can share one limit, and how to track who spent what and settle up within the family.
Blog category
Credit cards
Statement dates, due dates, shared limits and add-on cards: using credit cards in India without paying interest.
3 posts
RSS feed
Credit card statement date vs due date, explained
Learn how the billing cycle, statement date and due date work on Indian credit cards, and the simple habits that keep you from ever paying card interest.
Your credit card limit is not money you have
A card limit is borrowing capacity, not savings. How to read card outstanding, available limit and shared limits without fooling yourself.